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Woori America Bank

SmartStep Installment Savings

 

Are you new to Woori America Bank?

 

Earn up to 5.00% APY(1)(2)(3)!

Are you new to Woori America Bank? Earn up to 5.00% APY(1)(2)(3)!

 

If you are looking for a smarter way to grow your money, we have an exclusive offer just for you!

Maximize your savings with our new SmartStep Installment Savings Account and earn up to 5.00% APY.

 

Whether you are saving for a milestone or building your emergency fund, unlocking the maximum rate is easy.

Here is how to get the full 5.00% APY in 4 simple steps:

 

1. Base 3.50% APY :

Open your SmartStep Installment Savings Account.

 

2. Add +0.50% APY :

Open a Woori America Bank Checking Account and maintain monthly ACH deposits of at least $100 into a Woori America Bank checking account.

 

3. Add +0.50% APY :

Go green and enroll in paperless eStatements.

 

4. Add +0.50% APY :

Apply for a Woori America Bank Credit Card and link your new checking account for payments. 

(Please note : This additional +0.50% APY is subject to credit approval. If the credit card application is not approved, this specific bonus will not apply.)

Disclosure

  1. This offer is available to new customers only. The APY (Annual Percentage Yield) is accurate as of April 29, 2026, and will remain in effect until the end of maturity term. Simple interest will be credited at maturity.
  2. 12-month term. A penalty will be imposed for early withdrawal. If you close your account before interest is credited, you will receive interest minus penalty. The minimum contract deposit amount is $1,000 and the maximum contract deposit amount is $15,000 for this product.
  3. All bonus requirements must be fulfilled within three (3) months of account opening and must be maintained through the maturity date of the savings product to qualify for and retain the bonus APY.

    

Monthly fees may apply to your chosen checking account based on account type and activity. There are eligibility requiremens, conditions, and exclusions that could prevent you from receiving benefits under this product. You should carefully read the contract for a full explanation of the terms.