Careers

Consolidation of Risk Management Policy and Strategy

Risk measurement, Monitoring, Evaluation, Reporting

Risk Management Committee(“RMC”) & Asset Liability Committee(“ALCO”)

Risk Management Report Development

Review, Arrangement, Control on Fund Use

Review appropriateness of risk management strategy and planning

Establish risk tolerance levels and limits, including risk exposure criteria by countries and types

Prescribe risk management policy and revise, if necessary

Formulate liquidity risk contingency plan, including funding limit and controls

Review provided reports and evaluate rate forecast adequacy

Review adequacy of BIS capital ratio

Other matters the Board deems necessary

Responsible for supporting administration and maintenance of systems, network and database

Responsible for supporting outsourced electronic banking systems

Responsible for operating System Management, User Troubleshooting, Application Software Management, Server/Workstation

Maintenance, IT Equipment and Peripheral Maintenance

Must be able to independently work with minimal supervision

Able to work in a collaborative, dynamic, agile environment

Detail oriented, organized, able to multi-task and prioritize

Performs credit reviews for the loan application

Prepare Home Mortgage documents including, but not limited to, Initial disclosures / HM Loan approval docs / closing disclosures for initial & final / non-originated loan such as withdrawn, denial and incompleteness

Post review process for originated loans and non-originated loans for HMDA purpose

Policy Revision and Procedure revision for Home Mortgage Loan

Prepare responses for Internal Compliance Monitoring

Overall credit administration for the loans originated from branches

Administers collateral maintenance and performs basic follow-ups

Reviews and prepares various reports

Other duties as assigned

Evaluate and authorize approval of business, real estate, or credit loans

Specialized in evaluating the financial status of a loan applicant.

Duties including updating financial and collateral records and reviewing loan files

Responsible for the full cycle of the loan request process

Promoting safe and sound credit underwriting and prudent lending practices

Receives commercial and home loan applications and performs interviews with customers

Conducts preliminary evaluation and underwriting of loan application

Credit review and portfolio management

Review existing and prospective loan applications

Perform loan portfolio analysis, risk assessment and credit structure recommendation

Overall credit administration for portfolio assigned

Administer collateral maintenance and perform basic follow-ups

Administer declined/withdrawn loan applications

Review and prepare various reports

Performs transactions such as accepting deposits and loan payments

Verifying cash and endorsements

Cashing checks within limits and obtaining further authorization when necessary

Issuing money orders, cashier's checks, and redeeming saving bonds

Other duties may be performed as the bank assigns

Conduct EDD analysis of high-risk customers with a focus on customers with complex relationship trees and inter-account activity (co-mingling);

Ensure the timeliness and quality of performed EDD reviews;

Ensure conformance with the bank’s governing documents and requirements;

Stay informed on KYC/CIP/CDD/EDD regulatory requirements;

Manage and escalate potential suspicious activity to the EDD Team Lead and BSA Officer;

Conduct secondary reviews on escalated cases for proper disposition;

Issue, monitor and perform follow-up on outstanding RFIs;

Update TM system customer transactional profiles (expected activity) and behaviour settings as directed by the EDD Team Lead and BSA Officer;

Assist the EDD Team Lead in the preparation and conducting of periodic training of branch and customer facing business units;

Conduct site visitations as the need arises;

Provide assistance to the BSA Officer as well as SME as the need arises relative to any special investigation requests, and the maintenance and development of the department’s models and CRR methodologies;

Performs marketing activities to promote new loans including site visitation

Perform interview with applicants to determine financial eligibility

Evaluate and process loan application and documentation

Underwrites including analysis of credit history and credit report, and conduct liabilities analysis.

Performs closing activities such as obtaining documents from customers, verifying legal documents from LMD, arrangement of closing process, and loan closing