Community Reinvestment Act Notice
Under the federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Director, FDIC, 350 Fifth Avenue, New York, Ney York 10118. You may send written comments about our performance in helping to meet community credit needs to Shaun Amiruddin, Chief Compliance Officer/CRA Officer, 330 Fifth Avenue, 6th Floor, New York, NY 10001 and FDIC Regional Director. You may also submit comments electronically through the FDIC's Web site at www.fdic.gov/regulations/cra. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Director an announcement of our applications covered by the CRA filed with the FDIC.
Your letter, together with any response by the Bank, may be made public.
Woori America Bank's CRA Statement and CRA Performance Evaluation
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List of Services and Fee Schedule
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Opened and Closed Branches
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Public Comments and Responses
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CRA Disclosures
Woori America Bank's CRA Disclosure Statements may be obtained on the Federal Financial Institution Examination Council's Web site at www.ffiec.gov/cra or click here to download
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HMDA Disclosures
Woori America Bank's HMDA Disclosure Statements may be obtained on the Consumer Financial Protection Bureau's Web site at www.consumerfinance.gov/hmda
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
Most current available are 2021 and 2022.
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CRA Public File Requests
Woori America Bank can provide hard copies of the CRA Public File. Please visit the nearest branch.
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