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For more information, please call customer service at 1-888-MyWoori (699-6674) or contact us online.

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Woori America Bank is here to help you purchase the home of your dream!
Woori America Bank is specialized in financing applicants who are looking to purchase or refinance their primary, secondary, or investment homes.

If you have a property in mind, do not hesitate to visit the nearest Woori America Bank branch location.

Please click on the below link for a complete list of Mortgage Loan Originators.

Mortgage Loan Originator Servicing Fee Schedule


Are You Considering Buying a Home or Refinancing?
BUY A HOME REFINANCE YOUR HOME
(CASH-OUT AVAILABLE)

Consult now for the right mortgages!

Replace your existing home mortgage loan!

You can choose fixed or adjustable rate term.

You may Lower your monthly payment.

How much will the monthly payment be?

You can convert to a fixed-rate or adjustable-rate loan.

What are the program requirements?

You can consolidate your existing debt obligations.


Woori America Bank's Conventional Home Mortgage Loan Products

FIXED-RATE MORTGAGE ADJUSTABLE-RATE MORTGAGE
Features
  • Interest rate & monthly principal and interest (P&I) payment remains the same for the life of loan.
  • Loan term options are available.
  • Interest rate & monthly principal and interest (P&I) payment remains the same for an initial period, then adjust annually.
  • Interest rate cap is set to limit on how high interest rate can go.
Benefits
  • Fixed monthly P&I payments may help you budget easily.
  • You can secure your interest rate from rising interest rates for the life of the loan.
  • It may be suitable if you plan to stay in your home for a long time.
  • Generally initial interest rate on an ARM is lower than on a fixed-rate mortgage.
  • It may provide you flexibility if you are planning to move or refinance again* within a short period and/or who expect growth in your future income.

There is no guarantee that you will be able to refinance again to lower your rate and payments.

Consideration
  • The longer the term of your loan, the lower your monthly P&I payments will be.
  • The shorter the term of your loan, the lower overall interest paid will be.
  • Monthly P&I payment may be lower during initial period, but then may increase or decrease as the interest rate adjusts.
  • The maximum loan amount is $2,000,000.

Additional Home Mortgage Program

FIRST TIME HOME BUYER AFFORDABLE HOUSING FOREIGN NATIONAL
HOME MORTGAGE

Loan amount:
Up to $424,100 (1Unit)
Up to $543,000 (2Unit)
Up to $656,350 (3Unit)
Up to $815,650(4Unit)

Loan amount:
Up to $424,100 (1Unit)
Up to $543,000 (2Unit)
Up to $656,350 (3Unit)
Up to $815,650(4Unit)

Loan amount up to $2,000,000

Have a question?

For more information, please call customer service at 1-888-MyWoori (699-6674) or contact us online.

Contact Us