Internet Banking
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Dream Checking account is designed to provide more economical and simpler ways to bank with lots of benefits. This checking account is an approved alternative to the NY Basic Banking account and NJ Consumer Checking account. There are no monthly minimum balance requirements, no monthly service fees, no per check fees, and no transaction limitations. The minimum required amount to open this account is $25. A debit/ATM card will be issued at the time of account opening. Plus, you can enjoy free internet banking and bill payment services.

Account Features and Benefits
  • No monthly service maintenance fee
  • No per check or ACH transaction fee
  • Free online banking including bill payment
  • Instant Debit/ATM card issuance upon opening an account

Dream Checking is our alternative product for the NY Basic Banking and NJ Consumer Checking


Dream Checking Student Access Checking Regular Personal Checking Prestige Checking
Description

Designed to provide more economical and simpler ways to bank with lots of benefits

With a Student Access Checking account, students can enjoy all the benefits that are offered to students only.

Well-suited for basic personal deposits and withdrawals with a variety of purposes and features.

Designed for individuals aged 50 or older. This is an interest-bearing product with low minimum balance requirement.

Minimum Deposit to Open

$25

$0

$25

$50

Transaction (ACH/Check) Fee

None

None

$0.20

None

Minimum Balance Requirement

None

None

$500

$100

Monthly Service Fee

None

None

$10

$10

Earn Interest

None

None

None

Prestige Checking Earn Interest yes

Instant Debit/ATM Card

Dream Checking Instant DebitCard yes

Student Access Checking Instant Debit Card yes

Regular Personal Checking Instant Debit Card yes

Prestige Checking Instant DebitCard yes

Check Writing

Dream Checking Check Writing yes

Student Access Checking Check Writing yes

Regular Personal Checking Check Writing yes

Prestige Checking Check Writing yes

Internet Banking / Bill Payment

Dream Checking Internet Banking yes

Student Access Checking Internet Banking yes

Regular Personal Checking Internet Banking yes

Prestige Checking Internet Banking yes

Have a question?

For more information, please call customer service at 1-888-MyWoori (699-6674) or contact us online.

Contact Us